Competitive Volvo XC40 financing solutions are easy to obtain at Sheppard Volvo. We know that every customer is unique, which is why our Eugene Volvo financing center has options that are tailored and customized to your specific needs. Whether you're looking for flexible terms from 12-72 months or you're interested in a small down payment, we offer plenty of solutions that work within your ideal financing plan. When you choose to opt through conventional Volvo XC40 financing, you will work towards ownership, which allows you to retain the resale value and personalize your vehicle to your heart's content. Contact our Eugene, OR auto financing center to learn more!

Call now!

Finance Department

The Basic Components of an Auto Loan from Sheppard Volvo

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Volvo XC40 to Buy
Eugene, OR | Springfield, OR | Salem, OR

Explore the rugged Pacific Northwest with confidence in the bold yet playful Volvo XC40, available now at Sheppard Volvo in Eugene, OR. This subcompact-luxury crossover is offered in two different turbocharged four-cylinder engines: The 184-horsepower T4 with front-wheel drive, and the more powerful 248-hp T5 comes standard with all-wheel drive. You can even tow up to 3,500 pounds behind the Volvo XC40. Its upscale cabin features creative and plentiful storage space for all of your passenger's belongings, as well as high-tech infotainment features for their enjoyment. And you will feel safe on the road with help from standard driver-assistance aids, like automated emergency braking with pedestrian detection and lane-departure warning with lane-keeping assist. Ready to explore all the Volvo XC40 options at Sheppard Volvo? Visit our Volvo dealership in Eugene, OR to schedule an exclusive test drive.

How to Apply for Volvo Financing at Sheppard Volvo

At Sheppard Volvo, we understand that not everyone is a great fit for conventional Volvo XC40 financing options. That's why we offer competitive lease options that allow you to get the financial flexibility you deserve. We can also value your trade-in, estimate your monthly payments, and explore all our current Volvo XC40 incentives. Turn all your questions to our Eugene, OR Volvo financing center to learn about all of your options.

Apply for Financing


Dealership Hours
Mon - Fri8:00am - 7:00pm
Saturday9:00am - 6:00pm
Sunday11:00am - 5:00pm